Merchant Enablement: Foundations of Digital Payments is a practical, industry-grounded course designed to build a clear and confident understanding of how digital payments operate from a merchant perspective. The course introduces you to the core components of the digital payments ecosystem, including card payments, online payments, EFTs, wallets, real-time payments, and alternative payment methods. It explains how transactions flow from the customer to the merchant, the roles played by banks, payment service providers, payment networks, and infrastructure operators, and how funds are authorised, cleared, settled, and reconciled. A strong emphasis is placed on merchant enablement, focusing on how merchants are onboarded, configured, supported, and protected throughout the payment lifecycle.