Building Digital Payment Systems That Last
Culture × Capital is a recurring thought-leadership series published on the Transact Connect Training Blog, exploring how capital, technology, education, and trust interact in the design and scale of digital systems — particularly payments and financial infrastructure.
What Culture × Capital Explores
Each essay in the Culture × Capital series reflects on real-world digital systems through four lenses:
- Culture — human behaviour, trust, norms, and lived context
- Capital — incentives, growth pressures, investment logic, and scale
- Capability — education, literacy, operational readiness, and confidence
- Continuity — long-term resilience, adoption, and sustainability
The aim is not commentary for its own sake, but clear thinking for people building, regulating, supporting, and scaling digital payment systems.
Why the Internet Is Having an Identity Crisis — and What Comes Next
A foundational essay on the core tension between culture and capital at internet scale — and why optimisation without intention quietly erodes trust.
Read Issue #1 →